Privacy Policy

Effective Date: October 9, 2025
Last Updated: October 9, 2025

1. Introduction

CalcFest ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website and use our financial calculators.

2. Information We Collect

2.1 Information You Provide

When you use our calculators, you may input financial information such as loan amounts, interest rates, income figures, and other numerical data. This information is processed locally in your browser and is not transmitted to our servers or stored by us.

2.2 Automatically Collected Information

We may automatically collect certain information about your device and usage patterns, including:

• IP address and general location information
• Browser type and version
• Device type and operating system
• Pages visited and time spent on our site
• Referring website information

3. How We Use Your Information

We use the automatically collected information to:

• Improve our website functionality and user experience
• Analyze usage patterns and site performance
• Ensure website security and prevent fraud
• Comply with legal obligations

4. Data Storage and Security

4.1 Calculator Data

Your financial calculations are processed entirely in your browser. We do not store, transmit, or have access to the financial data you input into our calculators. This data remains on your device and is not shared with us or any third parties.

4.2 Website Analytics

We may use analytics services to understand how our website is used. These services may collect anonymized usage data, but do not have access to your calculator inputs or personal financial information.

5. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your theme preferences (light/dark mode)
• Analyze website traffic and usage patterns
• Improve website functionality

You can control cookie settings through your browser preferences.

6. Third-Party Services

Our website may use third-party services for analytics, content delivery, and functionality. These services have their own privacy policies and may collect information as described in their respective policies.

7. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share anonymized, aggregated data for analytics purposes, but this data cannot be used to identify individual users.

8. Your Rights

You have the right to:

• Access information about how your data is processed
• Request deletion of your data where applicable
• Opt out of analytics tracking
• Control cookie settings in your browser

9. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us through the information provided on our website.